CreditCostGuide

Privacy Policy | CreditCostGuide

Q: How can a reader request data deletion?

Email javiperezguides@gmail.com. Because the site does not have user accounts, deletion requests typically concern any prior email correspondence.

Review how CreditCostGuide handles analytics, cookies, contact submissions, and reader privacy preferences.

This content is for informational purposes only and does not constitute financial advice.

Policy

Privacy Policy

This policy explains what information CreditCostGuide (the “Site”) collects, how it is used, and the choices readers have. It applies to the website at creditcostguide.com. Last reviewed: May 2026.

Information we do not collect

The Site does not have user accounts, newsletters, or login features. It does not run first-party analytics. We do not collect names, addresses, payment information, credit reports, or any other personal financial data through ordinary browsing.

Third-party services

Advertising. The Site displays ads through Google AdSense. Google may use cookies (including the DoubleClick DART cookie) and similar technologies to serve ads based on visit history and to measure performance. See Google’s Advertising policies and Privacy Policy.

Affiliate links. Some pages contain affiliate links, including SmartCredit (via CJ Affiliate). When a reader clicks an affiliate link, the affiliate network may set a cookie used to attribute a later sign-up or purchase to CreditCostGuide. CreditCostGuide does not see the reader’s identity through this process; only aggregate conversion reporting is provided to us.

Hosting. The Site is hosted on Cloudflare Pages. Cloudflare may process IP addresses and basic request metadata as part of normal CDN and security operations. See Cloudflare’s Privacy Policy.

Cookies and consent

A small cookie banner offers an Accept / Reject choice for non-essential cookies. The reader’s choice is stored in browser localStorage under ccg-cookie-choice. Rejecting non-essential cookies signals to advertising scripts that personalized advertising should not be used in regions where that signal is honored.

Readers can also clear advertising cookies through their browser settings or Google’s Ad Settings page.

Email correspondence

If a reader emails [email protected], the address and message are visible to the editor and stored in the email provider’s standard inbox infrastructure. Correspondence is used only to respond and is not sold, rented, or shared with third parties.

Children

The Site is not directed to children under 13. We do not knowingly collect information from children.

Changes to this policy

Material changes will be reflected by updating the Last reviewed date and, where appropriate, a brief change note in the editor byline.

FAQ

Common questions

Does this site collect personal data?

CreditCostGuide does not run analytics on its own infrastructure. Third-party services (Google AdSense for advertising) may set cookies and process limited data; details are below.

Can readers opt out of advertising cookies?

Yes. Google offers ad personalization controls at adssettings.google.com, and EU/UK readers see a consent prompt at first visit.

How can a reader request data deletion?

Email [email protected]. Because the site does not have user accounts, deletion requests typically concern any prior email correspondence.

Edited by Javi Pérez · Founder and Editor

LinkedIn · Last reviewed: May 2026

This guide was created with AI-assisted drafting and human editorial review by Javi Pérez. Figures, examples, and explanations are checked against public sources including CFPB, the Federal Reserve, FDIC, BLS, FTC, and SEC where applicable. Content is reviewed quarterly. Javi Pérez is not a licensed financial advisor, CPA, CFP, loan officer, tax professional, or attorney. This content is educational only and does not replace advice from a qualified professional.

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